Incredible Benefits of American Home Shield

Incredible Benefits of American Home Shield – American Home Shield (AHS) is a familiar brand as a home warranty provider in the United States, having more than 50 years of history in the industry. Launched in the year 1971, it has become the most demanded one as it can provide a safe security to homeowners when it’s a matter of protection for home systems and appliances against unpredictable repair costs.

A home warranty is a contract that guarantees that essential home maintenance services will be covered within a period of time and that the required appliances and parts, in the event of breakdown due to a natural event, are repaired or replaced.

Differently from the home insurance, which is a form of monetary protection offered in the situation of damage done to property like fires or theft, a home warranty is directly connected with the residential complex’s devices and functionalities. The aforementioned items can be things like the air handling system and the HVAC, the plumber’s equipment, the electrical system which goes throughout the house, the kitchen appliances, and many other things.

American Home Shield Plan

Incredible Benefits of American Home Shield – AHS provides a range of home warranty plans that cater to the various requirements of homeowners. The major plans comprise:

Shield Essential:

This plan encompasses the crucial home systems that are the plumbing system, electrical power distribution, and air conditioning and heating system. Targeting homeowners seeking basic coverage at a low cost, the heath of these systems along with total home energy efficiency is easy at low price.

Cover the hardworking basics. Shield Silver protects parts of 14 major systems (HVAC, plumbing, electrical) to help keep your home running.

• $50,000 total limit / agreement term
• $5,000 per covered HVAC system
• Partner discounts and offers for home services and essentials

Shield Gold:

This plan extends to major home systems and home appliances such as the refrigerator, cooking oven, and clothes washer/dryer, in addition to the basic home systems. It is the perfect choice for those who want their house safeguarded to the max. It is the best option for people who want to keep their home as safe as possible.

Protect parts of 23 major systems and appliances in your home.

Partner discounts and offers for home services and essentials

$50,000 total limit / agreement term

$5,000 per covered HVAC system

$2,000 per covered appliance

Shield Platinum:

This plan is called Shield Platinum, and it has all the same benefits as the Shield Gold plan plus more. For example, you can pick larger coverage levels and add-ons for things like swimming pools if you want to.

Shield Platinum protects parts of 23 systems and appliances, plus roof leak repair coverage and other member perks.

• $50,000 total limit / agreement term
• $5,000 per covered HVAC system
• $4,000 per covered appliance
• $1,000 roof leak repair limit
• Unlimited AC refrigerant
• Partner discounts and offers for home services and essentials

All the plans come with a monthly premium that is about $29.99, which is limited in some cases by the level of coverage and the regulations of each state that we service. Additionally, AHS charges a service call fee that varies by the plan selected by the customer but usually amounts to $75-$125 per service visit.

Coverage Details

AHS is renowned for the various options of warranty that it offers. The chief aspects include:

Comprehensive Appliance Coverage:

AHS guarantees the protection of multiple appliances like refrigerators, dishwashers, and microwaves which, in general, they are not covered by other providers.

Home Systems Protection:

Important systems such as HVAC, plumbing, and electrical systems are included to give the buyers the pleasure of ownership.

No Home Inspection Required:

AHS does not need to do an initial home inspection prior to coverage, unlike others, just to help beginners with their enrollment process.

Preexisting Conditions:

AHS always allows preexisting conditions when they are supposed to be covered by most other home warranty companies, which tend to disqualify coverage for them.

Pros:

Incredible Benefits of American Home Shield – The vast array of plans is widely spread -out, thereby targeting the whole market segment as it provides plans for all financial perspectives.
Home inspection is not mandatory: It gives the freedom of quick enrollment and the ability to start coverage immediately to the owners.
Major Appliance and System Coverage: AHS covers several items that other providers exclude from their plans.
Flexible Service Call Fees: Homeowners can select the plans that fit their budget in terms of the mandatory charge upon visit.

Cons:

Incredible Benefits of American Home Shield – Mixed Customer Reviews: This leads to many different stories, with many customers saying that the claims and customer service processes are the major problems they encounter.
Service Quality Concerns: AHS’s contracted service providers cause dissatisfaction among some of the users due to the low quality of the service offered by them.
Potential for Denied Claims: Homeowners may find it difficult or even impossible to file claims particularly when they are unclear about specific coverage limitations.

Conclusion

Incredible Benefits of American Home Shield – American Home Shield remains a major competitor in the home warranty domain, with an array of plans and coverage options that can be of great help for owners. Notwithstanding a large portion of happy customers, the negative feedback, unpolished claims-handling, and service aspects make the buyer think twice. Homeowners should explore the coverage terms in depth, grasp the restrictions, and weigh the pros and cons before choosing the AHS service provider.

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